I have no issue with you said. It makes sense.
But, specifically, I don't think a 55 Amp hour battery requires a 55 Amp alternator.
I have heard statement to that effect (offline).
It is true that one does not require another. But as Bob stated, it could be that is how Ford decided to do things - it is certainly not wrong to match them up.
The 44 vs. 55 amp-hour value tells us only one aspect (albeit an important one) of the battery; how much it can put out. What is missing is how long it can put out.
Think of differently sized batteries as different containers. For discussion let's say that the group 22 is a 375 gallon drum with an outlet that can safely provide 44 gallons per hour flow. The group 27 is a 500 gallon drum that can flow 55 gallons per hour.
The charging system (including the alternator) is the refilling device. We have two options, 44 and 55 gallons per hour continuously.
If we are consuming
over 44 continuously, but only have a refill capacity of 44, eventually we will run the container dry. How fast depends on a few things the primary being the difference between input and output. As we approach the end and the voltage drops, we get into calculus. But no need to go there.
In reality, however, our cars use nowhere near 44 amps continuously. Blower motor and AC compressor sure, but together those are maybe in the mid 20's. Headlights can push that into the mid 30's. But a cigarette lighter is short lived, as is the horn (unless in NYC at rush hour). So in my opinion a 44 amp charging system should not be an issue, with one exception:
I did not talk yet about the #1 impact, namely the starter motor, particularly in a cold start situation. This can drain a battery faster than anything, so if you have a hard to start big block in the winter and draw the battery down, it will want to gulp power to recover. If at the same time you are tooting your own horn, or put the AC in defrost mode, it will take longer to normalize the battery. Then if you stop at a movie, the car gets cold, and you have trouble turning it over, you could end up in a bad situation.
But if you drive long enough, if you are using less than 44 amps continuously, even the 55 amp-hour battery will be fully charged.
The most important thing to note is that by merely looking at the two numbers, and don't take time into account, you can miss the point.
But again, the easy answer is to match them up - there is less risk that way.