Topic: Got in wreck with my 1968 Ford Mustang

[Norcal87]

Hey everyone sad day yesterday got in a head on with a drunk driver iam ok  but my car got hit pretty good hope my insurance will fix it. I have collector insurance with American mondern

[Josep]

I'm very sorry to hear that. Happy you are fine and hope you get it fixed soon by the insurance.

Josep

[ruppstang]

Man that really stinks with a unrestored car, I am glad you are ok. I hope it is repaired quickly.

[Norcal87]

Thanks guys here's some bad areas I just discovered today

[J_Speegle]

Looks like the cars going to need to be placed on a frame machine. Unibodies can twist and such in a collision and with this evidence is likely/possible the car has "diamond-ed" and will need to be twisted carefully into shape again. Challenge is getting it there without allot of additional non-factory welding

From your original pictures the damaged seemed superficial - bummer 

[KevinK]

I have American Modern insurance. They were great on settling the claim. The biggest problem is finding a shop to fix the car. Do expect a few things to be missed on the original estimate and have to go back for a settlement update. That's just how things work. The down side is they do not know how to repair unrestored. That part is up to you.

I had 2 claims about 2 years ago but only got 1 car fixed so far.  Delays are due to me and finding a shop.

[Norcal87]

Yes it does suck . I have the car agreed value at $10.000 so anything over $7000 I think they might
Total her😢

[67350#1242]

What was that drunk driving, a go kart?  The damage seems pretty low on the chassis.

[Norcal87]

1987 corvette

[nham3407]

Wow, sorry you were caught up in that.  It is a shame, but you being OK is the most important thing.  You may run into problems with your coverage amount and that damage.  I hope it all works out to your satisfaction.

[67gtasanjose]

Yes it does suck . I have the car agreed value at $10.000 so anything over $7000 I think they might
Total her😢

I hope this doesn't hurt (what I'm about to write) but"TOTALLED" by insurance coverage should not be considered "totalled" by an"owner's standards" and considered GONE. You have the right to retain ownership but the process is could be deemed by you as"not profitable" in the end. I hope one way or another that you retain the car & have it fixed, even if the insurance company totals it out. When they "settle" with you, they will more than likely take the $10K "agreed value" price, subtract the estimate of repairs, add the resale value of the remains (auction value) and offer that number to you. It likely will not be a good number if this happens.

This "agreed value" (sometimes called "stated value") is what your insurance rates were based upon so you might have short-changed yourself. Insurance companies ALWAYS are looking for the "out" so if nothing else, once (if) you repair the car, you might also wish to UP the stated (agreed) value to a value closer to an actual "replacement cost" because IMHO, $10K will NOT or ever likely ever buy you another one of the same.

[Norcal87]

Well hopefully they don't total it.

[Lafon]

Well hopefully they don't total it.

Oh poor car. Lucky it's not a total wreck though.

[Smokey 15]

 Glad you are okay.   One of my best friends, Vito, lost his 17 year old Son to a drunk driver.  I have zero tolerance for drunks and I probably will go to jail if one of those bastards ever hit me or my family. If I were not injured where I couldn't move, I'd bust them up pretty bad.  Just two weeks ago, a drunk blew a stop sign, on our road, and hit a young lady on her way home. We live about 3/4 mile away and heard it like it was just outside. Idiot never even hit the brakes. Fortunately, she was uninjured. She, and her parents, watched the fool fail his sobriety test, get cuffed and hauled away. I had a hard time not giving the fool my opinion, but didn't want to interfere with sheriff officers. 
 Sorry for the rant, but I am sick of seeing and reading reports of drunks driving and causing harm to others. Again, I'm glad you are unharmed.

[Dudley]

This is why I don't take my car out much and I can't get people I speak with to understand my reasoning. I should care pictures of the wrecked cars to show them. In fact, with the amount of texting while driving, I'm even hesitant or fearful of taking rides on the roads on my bicycle.